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词汇
fiduciary loan
释义
fiduciary loan
信用贷款
系指完全根据借款人的信用,而毋需任何担保的贷款,可分为个人信用放款及保证人信用放款两种。前者仅靠借款人个人信用,风险颇大,因此一般除非借款人信用昭着,并不轻易承做。後者则较为稳健,如借款人到期不能偿付,则由保证人偿付。
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更新时间:2026/7/14 11:38:02